Ford Options Cashplan Ford Options > Ford Acquire > Payment Protection Plan >
More choice when purchasing your new Ford
Ford Options Cashplan gives you all the benefits of Ford Options while freeing you from making regular payments. It’s ideal if you have a large cash sum available, providing an innovative way to own a new Ford.
The benefits of Ford Options:
• The opportunity to drive a new Ford more often
• Flexible terms of 12 months, 24 months and 36 months
• The assurance of a Guaranteed Minimum Future Value (GMFV) providing protection against any unexpected fall in used car prices
• The option to own the car at the end of the agreement
How does it work?
• You decide on the car you want to buy and tell us your anticipated annual mileage
• You choose the appropriate repayment period that suits you
• We then estimate the Guaranteed Minimum Future Value (GMFV) that the car will be worth at the end of your agreed finance term
• Interest is then calculated on this figure
• You then pay the difference between the car price and the Guaranteed Minimum Future Value (GMFV), plus the Finance Fee and the interest at the outset of the finance agreement
• The finance specialist at your Ford Dealer will then forward your application to Ford Credit for final approval
• Once the finance documentation is complete, you can drive away in your new car
• At the end of the agreement, you have the same three great options as on Ford Options
Finance subject to status. Guarantees/indemnities may be required. Freepost Ford Credit.
Option one - choose another car Option two – return the car Option three – keep the car
You can choose another car by using any excess value over the Guaranteed Minimum Future Value (GMFV) as a deposit on your next Ford. You can trade in your old car, or sell it privately if you prefer, having settled your account, and use any excess monies towards your next Ford. You’ll have nothing further to pay, providing the car is in good condition, and the agreed mileage hasn't been exceeded.
Please note that the car's condition is assessed in accordance with our RAC- approved normal wear and tear guidelines. We can provide you with full details once your agreement is up and running		 If you decide to keep the car, assuming all payments have been made, you just need to pay the Guaranteed Minimum Future Value (GMFV), plus the Option to Purchase Fee, and it’s yours to drive away. We can also arrange finance for the Guaranteed Minimum Future Value (GMFV) over a further period, should you need it.
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